Secure Your Next Chapter. Get Your Comprehensive, 12-Month Retirement Plan in Motion.

Eliminate the guesswork and worry. Our structured, step-by-step process aligns your finances with your values, providing a clear path to the confident retirement you deserve.

 

Are You Ready to Be Truly Confident in Your Retirement?

Many people spend a lifetime saving, but when retirement approaches, they are overwhelmed by the complexity of Medicare, Social Security, tax laws, and market risk.

The Steward Advisors 12 Month Retirement Roadmap is a strategic, year-long partnership designed to help you transition from working life to retirement with clarity and peace of mind. We take the stress out of the final year of planning, so you can focus on the excitement of your next chapter.

The Steward Advisors Difference: A Step-by-Step Path to Clarity

We break down the overwhelming process into eight focused milestones over 12 months, ensuring every crucial detail is addressed before your retirement date.

 

  • Discovery Meeting 1 Hour

    Your Vision, Values, & Risk

    A clear understanding of your goals will help us customize the perfect plan for you.

  • Review Retirement Analysis 1 Hour

    Sustainability & Spending Strategy

    Confidence in your future. We present a baseline plan, cash flow analysis, and discuss your sustainable Spending Guardrails.

  • Tax Analysis 45 Minutes

    Optimization & Strategy

    Minimize your tax burden with multi-year projections, Roth Conversion analysis, and other strategies.

  • Review Retirement Analysis 1 Hour

    Sustainability & Spending Strategy

    Confidence in your future. We present a baseline plan, cash flow analysis, and discuss your sustainable Spending Guardrails.

  • Tax Analysis 45 Minutes

    Optimization & Strategy

    Minimize your tax burden with multi-year projections, Roth Conversion analysis, and other strategies.

  • Clarify Your Financial Picture 30 Minutes

    Investments & Risk Profile

    Align your investments with your goals and risk tolerance, and outline different scenarios. including ongoing tax management. (e.g., Tax Loss Harvesting).

  • Social Security & Insurance Analysis 30 Minutes

    Healthcare & Income Foundation

    Make the right choices on when to claim Social Security, Long Term Care, and the critical Medicare decision (Advantage vs. Supplemental).

  • Pre-Retirement Check-in 30 Minutes

    Final Readiness Review

    Zero pre-retirement worries. We confirm Medicare enrollment and review a final retirement checklist.

  • Retirement Date!

    Celebration

    Enjoy this special date! You made it, confidently.

  • Post-Retirement / Onboarding 1 Hour

    Account Activation & Legacy

    A seamless financial start to retirement. We consolidate accounts, manage distributions, and review your Estate Plan and Charitable Giving goals.

 

What You Will Achieve in 12 Months

  • Tax-Optimized Income: Implement strategies like Roth Conversions to potentially reduce your retirement tax rate.
  • A Clear Spending Strategy: Receive a personalized plan with Spending Guardrails to ensure your money lasts.
  • Maximized Social Security & Medicare: Confidently determine the best time to claim Social Security and choose the optimal Medicare plan (Advantage vs. Supplemental).
  • Investments Aligned to Your Life: Receive a bespoke Investment Proposal that matches your new risk profile and cash flow needs.
  • Peace of Mind: Complete your financial transition with a clear plan for Account Transition, Distribution Management, and Legacy Planning.

Schedule Your Discovery Meeting